Solutions · Lending

Lending records, schedules and collection follow-ups

Payment posting depends on one person’s notebook, so a current balance cannot be answered quickly.

Accounts that fall behind are noticed late, when collection follow-up is already harder.

Discuss your project Try the interactive example

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Who this is for

Lending offices and businesses running their own financing, where borrower records, schedules and payments are spread across notebooks, spreadsheets and memory.

Modules a first version covers

Borrower and loan records
Payment schedules and amortization views
Payment posting with running balances
Collection follow-up lists with ageing
Access roles that separate recording from approving

What you receive

Your own loan rules and schedule structure configured
Payment posting that updates the running balance
An ageing view that shows which accounts are behind
Role access defining who may record, adjust and see records

Workflow example

A loan, from record to close

Record the loan
Borrower details, principal, term and schedule rules are captured once.
Set the schedule
The schedule is generated and reviewed against your agreed rules before release.
Post payments
Each payment is posted against the loan, and the running balance updates with it.
Follow up
Accounts past their due date appear on the follow-up list with how far behind they are.
Close the loan
A fully paid account closes with its history intact and readable.

Implementation and handover

Schedule rules, rounding and adjustment controls are agreed in writing before anything is built.
The rules are validated against a real set of loans from your office.
The staff who post payments and follow up accounts are trained on those exact actions.
Handover notes cover the schedule rules, the adjustment trail and who may approve changes.

Integrations assessed during discovery

The payment channels you use to receive repayments
Messaging or SMS tools you already use for reminders
Accounting records for loan releases and repayments
Existing borrower data from spreadsheets or a legacy system, as an agreed migration

Credit decisions, approval criteria and interest policy stay entirely with your business. The system organizes records — it does not decide who qualifies.